.claims-form {
  background: linear-gradient(145deg, rgba(255, 255, 255, 0.03), transparent), var(--secondary-bg);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: 12px;
  padding: 30px;
  margin-bottom: 30px;
}

.claims-form h3 {
  margin-bottom: 20px;
}

.claims-steps {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  margin-top: 40px;
}

.claims-step {
  background: linear-gradient(145deg, rgba(255, 255, 255, 0.03), transparent), var(--secondary-bg);
  border: 1px solid rgba(255, 255, 255, 0.1);
  padding: 25px;
  border-radius: 12px;
  text-align: center;
}

.claims-step-number {
  width: 50px;
  height: 50px;
  border-radius: 50%;
  background: linear-gradient(135deg, #0D6EFD 0%, #0b5ed7 100%);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 15px;
  font-size: 1.5rem;
  font-weight: 600;
  box-shadow: 0 4px 15px rgba(13, 110, 253, 0.3);
}

.claims-faq {
  margin-top: 40px;
}

.faq-item {
  background: linear-gradient(145deg, rgba(255, 255, 255, 0.03), transparent), var(--secondary-bg);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: 12px;
  margin-bottom: 15px;
  overflow: hidden;
}

.faq-question {
  padding: 15px 20px;
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-weight: 600;
}

.faq-question:hover {
  background-color: rgba(255, 255, 255, 0.05);
}

.faq-answer {
  padding: 0 20px;
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s ease, padding 0.3s ease;
}

.faq-answer.active {
  padding: 0 20px 20px;
  max-height: 500px;
}

.upload-area {
  border: 2px dashed rgba(255, 255, 255, 0.2);
  padding: 30px;
  text-align: center;
  border-radius: 12px;
  margin-bottom: 20px;
  cursor: pointer;
  background: rgba(13, 110, 253, 0.03);
}

.upload-area:hover {
  border-color: var(--accent-color);
  background: rgba(13, 110, 253, 0.08);
}

.doc-requirements {
  background: linear-gradient(145deg, rgba(255, 255, 255, 0.03), transparent), var(--secondary-bg);
  border: 1px solid rgba(255, 255, 255, 0.1);
  padding: 20px;
  border-radius: 12px;
  margin-bottom: 30px;
}

.doc-requirements ul {
  padding-left: 20px;
}

.doc-requirements li {
  margin-bottom: 10px;
}

@media (max-width: 768px) {
  .claims-steps {
    grid-template-columns: 1fr;
  }
}